Did you know that 'hurricane season' lasts from April until November.....
But historically speaking, the worst storms typically occur from late August through mid-October. Some of the most destructive storms that have hit the Caribbean and the US in the last 20 years, including Ivan, Katrina, Ike, Irma, Matthew, Maria, and now Dorian, have occurred in late August and September.
So what does that mean? You never know what could come up that may interrupt your travel plans. So the best way to protect your travel investment is by purchasing a Travel Protection (insurance) plan.
Although the majority of our clients do opt for some form of travel insurance, I have had a few opt out of purchasing a plan because they think everything will be fine and there's no need to add that extra expense. And many times they are fine and all goes well. We thankfully have not had to process too many travel insurance claims which is great. But just like car or medical insurance, it's a safeguard in the event that something does go awry and you need assistance. And if you are traveling, or about to travel, and have an issue that comes up, that is where a Travel Protection plan can help you.
Most travel protection plans do include several benefits including protection for lost or damaged baggage, flight delays or cancellations, emergency medical coverage for something major (broken ankle and needing to fly home from Rome) or relatively minor (like when I needed to get stitches because I was injured in a volleyball game while in Jamaica). Travel Protection can also cover you for illness or injury of covered travelers or immediate family not traveling, car accident on the way to the airport, job loss, and if you have a 'Cancel for any reason' plan, you are covered for any reason, including bad weather.
I know it can definitely be a little confusing sometimes when thinking of the different options. Some people even think that they have travel insurance included with certain credit cards. That may be true to a point, but it's very important to double-check and make sure exactly what that coverage includes. Many times it's very limited, and typically will not include coverage for any travel outside of the United States.
Because we feel so strongly about having travel protection for your vacation, we do include a quote for coverage in all of the travel and vacations that we book. We can always remove it if you opt to not purchase the coverage. But more often than not, most of our clients do realize that it is a good investment. You are protecting your vacation dollars in the event something happens before or during your trip, and it's typically a small investment for that peace of mind. And if you travel frequently, we can even offer a yearly plan if that works out better.
We use excellent and vetted providers that offer the best coverage for any issue that could arise. If you have any questions about travel protection, please feel free to reach out and ask!
Do you have a story where having travel protection really benefited you, or maybe a scenario where having travel protection would have helped? Feel free to write back and let me know!